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credit union

Holyoke Community

Holyoke, CO · Est. 1938
B
Trust Grade
Strong
Score: 83/100

Holyoke Community is a credit union based in Holyoke, Colorado, established in 1938, with $50 million in total assets serving 2,947 members. By Trust Grade it ranks 44th of 62 credit unions we track in Colorado. Its net worth ratio of 8.0% trails most similarly sized credit unions (5th percentile), versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Holyoke Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.1M
<$100M institution
Members
2,947
Shares & deposits
Net worth ratio
8.0%
Bottom 5% of <$100M peers · Colorado median 11.3%
Return on assets
1.0%
Top 31% of <$100M peers · Colorado median 0.55%
Rank in Colorado
#44
of 62 credit unions

How Holyoke Community compares to Colorado peers

Net worth ratio
Bottom 5% of <$100M peers
Holyoke Community
8.0%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of <$100M peers
Holyoke Community
1.0%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Holyoke Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (8.0% capital ratio)
  • Profitable (ROA 0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Holyoke Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Holyoke Community insured?

Yes. Holyoke Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Holyoke Community: frequently asked questions

Is Holyoke Community a good credit union?

Holyoke Community earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.99%).

Is Holyoke Community NCUA-insured?

Yes. Holyoke Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Holyoke Community?

Holyoke Community holds $50 million in total assets, ranking 44th of 62 credit unions we track in Colorado. It serves 2,947 members.

Does Holyoke Community have CFPB complaints?

No CFPB complaints against Holyoke Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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