Westminster
Westminster is a credit union based in Westminster, Colorado, established in 1960, with $53 million in total assets serving 3,027 members. By Trust Grade it ranks 42nd of 62 credit unions we track in Colorado. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Westminster appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Westminster compares to Colorado peers
How we graded Westminster
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Westminster over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Westminster insured?
Yes. Westminster is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Westminster: frequently asked questions
Is Westminster a good credit union?
Westminster earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.31%).
Is Westminster NCUA-insured?
Yes. Westminster is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Westminster?
Westminster holds $53 million in total assets, ranking 42nd of 62 credit unions we track in Colorado. It serves 3,027 members.
Does Westminster have CFPB complaints?
No CFPB complaints against Westminster appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
