Coloramo
Coloramo is a credit union based in Grand Junction, Colorado, established in 1953, with $195 million in total assets serving 12,770 members. By Trust Grade it ranks 50th of 62 credit unions we track in Colorado. Its net worth ratio of 9.0% trails most similarly sized credit unions (15th percentile), versus a Colorado median of 11.3%. It posted a loss over the most recent period (-0.16% return on assets), a point to watch. No consumer complaints against Coloramo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Coloramo compares to Colorado peers
How we graded Coloramo
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Unprofitable over the period (ROA -0.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Coloramo over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Coloramo insured?
Yes. Coloramo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Coloramo: frequently asked questions
Is Coloramo a good credit union?
Coloramo earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Unprofitable over the period (ROA -0.16%).
Is Coloramo NCUA-insured?
Yes. Coloramo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Coloramo?
Coloramo holds $195 million in total assets, ranking 50th of 62 credit unions we track in Colorado. It serves 12,770 members.
Does Coloramo have CFPB complaints?
No CFPB complaints against Coloramo appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
