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credit union

Horizons North

Westminster, CO · Est. 1960
B
Trust Grade
Strong
Score: 81/100

Horizons North is a credit union based in Westminster, Colorado, established in 1960, with $136 million in total assets serving 6,718 members. By Trust Grade it ranks 46th of 62 credit unions we track in Colorado. Its net worth ratio of 8.2% trails most similarly sized credit unions (5th percentile), versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against Horizons North appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$135.6M
$100M–1B institution
Members
6,718
Shares & deposits
Net worth ratio
8.2%
Bottom 5% of $100M–1B peers · Colorado median 11.3%
Return on assets
0.7%
Bottom 48% of $100M–1B peers · Colorado median 0.55%
Rank in Colorado
#46
of 62 credit unions

How Horizons North compares to Colorado peers

Net worth ratio
Bottom 5% of $100M–1B peers
Horizons North
8.2%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of $100M–1B peers
Horizons North
0.7%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Horizons North

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (8.2% capital ratio)
  • Profitable (ROA 0.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Horizons North over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Horizons North insured?

Yes. Horizons North is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Horizons North: frequently asked questions

Is Horizons North a good credit union?

Horizons North earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.66%).

Is Horizons North NCUA-insured?

Yes. Horizons North is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Horizons North?

Horizons North holds $136 million in total assets, ranking 46th of 62 credit unions we track in Colorado. It serves 6,718 members.

Does Horizons North have CFPB complaints?

No CFPB complaints against Horizons North appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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