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Credit Union Of The Rockies

Golden, CO · Est. 1937
B
Trust Grade
Strong
Score: 85/100

Credit Union Of The Rockies is a credit union based in Golden, Colorado, established in 1937, with $119 million in total assets serving 8,011 members. By Trust Grade it ranks 41st of 62 credit unions we track in Colorado. Its net worth ratio of 10.4% trails most similarly sized credit unions (37th percentile), versus a Colorado median of 11.3%. It posted a loss over the most recent period (-0.01% return on assets), a point to watch. No consumer complaints against Credit Union Of The Rockies appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$119.2M
$100M–1B institution
Members
8,011
Shares & deposits
Net worth ratio
10.4%
Bottom 37% of $100M–1B peers · Colorado median 11.3%
Return on assets
-0.0%
Bottom 7% of $100M–1B peers · Colorado median 0.55%
Rank in Colorado
#41
of 62 credit unions

How Credit Union Of The Rockies compares to Colorado peers

Net worth ratio
Bottom 37% of $100M–1B peers
Credit Union
10.4%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Credit Union
-0.0%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Credit Union Of The Rockies

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (10.4% capital ratio)
  • Unprofitable over the period (ROA -0.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Credit Union Of The Rockies over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Credit Union Of The Rockies insured?

Yes. Credit Union Of The Rockies is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Credit Union Of The Rockies: frequently asked questions

Is Credit Union Of The Rockies a good credit union?

Credit Union Of The Rockies earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Unprofitable over the period (ROA -0.01%).

Is Credit Union Of The Rockies NCUA-insured?

Yes. Credit Union Of The Rockies is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Credit Union Of The Rockies?

Credit Union Of The Rockies holds $119 million in total assets, ranking 41st of 62 credit unions we track in Colorado. It serves 8,011 members.

Does Credit Union Of The Rockies have CFPB complaints?

No CFPB complaints against Credit Union Of The Rockies appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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