credit union

First Baptist Church (Stratford)

Q: Is First Baptist Church (Stratford) a good credit union?

First Baptist Church (Stratford) earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Strongly profitable (ROA 1.27%).

Q: Is First Baptist Church (Stratford) NCUA-insured?

Yes. First Baptist Church (Stratford) is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

Q: How big is First Baptist Church (Stratford)?

First Baptist Church (Stratford) holds $0 million in total assets, ranking 50th of 64 credit unions we track in Connecticut. It serves 214 members.

Q: Does First Baptist Church (Stratford) have CFPB complaints?

No CFPB complaints against First Baptist Church (Stratford) appear in our data over the analysis window, which is typical for a credit union of this size.

Stratford, CT · Est. 1974

Trust Grade

Strong

Score: 83/100

First Baptist Church (Stratford) is a credit union based in Stratford, Connecticut, established in 1974, with $340 thousand in total assets serving 214 members. By Trust Grade it ranks 50th of 64 credit unions we track in Connecticut. Its net worth ratio of 7.9% trails most similarly sized credit unions (5th percentile), versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against First Baptist Church (Stratford) appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets

$340K

<$100M institution

Members

214

Shares & deposits

—

Net worth ratio

7.9%

Bottom 5% of <$100M peers · Connecticut median 11.2%

Return on assets

1.3%

Top 21% of <$100M peers · Connecticut median 0.64%

Rank in Connecticut

#50

of 64 credit unions

How First Baptist Church (Stratford) compares to Connecticut peers

Net worth ratio

Bottom 5% of <$100M peers

First Baptist

7.9%

Connecticut median

11.2%

Higher capital ratio = stronger financial cushion

Return on assets

Top 21% of <$100M peers

First Baptist

1.3%

Connecticut median

0.6%

Higher ROA = more profitable relative to asset base

How we graded First Baptist Church (Stratford)

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength

83/100

Customer experience

n/a

Overall

B · 83

Well-capitalized (7.9% capital ratio)
Strongly profitable (ROA 1.27%)
No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Baptist Church (Stratford) over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Baptist Church (Stratford) insured?

Yes. First Baptist Church (Stratford) is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.