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credit union

Waterbury Postal Employees

Waterbury, CT · Est. 1939
A
Trust Grade
Excellent
Score: 94/100

Waterbury Postal Employees is a credit union based in Waterbury, Connecticut, established in 1939, with $11 million in total assets serving 889 members. By Trust Grade it ranks 22nd of 64 credit unions we track in Connecticut. Its net worth ratio of 22.8% is stronger than 85% of similarly sized credit unions, versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against Waterbury Postal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.7M
<$100M institution
Members
889
Shares & deposits
Net worth ratio
22.8%
Top 15% of <$100M peers · Connecticut median 11.2%
Return on assets
0.5%
Bottom 46% of <$100M peers · Connecticut median 0.64%
Rank in Connecticut
#22
of 64 credit unions

How Waterbury Postal Employees compares to Connecticut peers

Net worth ratio
Top 15% of <$100M peers
Waterbury Postal
22.8%
Connecticut median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of <$100M peers
Waterbury Postal
0.5%
Connecticut median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Waterbury Postal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (22.8% capital ratio)
  • Profitable (ROA 0.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Waterbury Postal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Waterbury Postal Employees insured?

Yes. Waterbury Postal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Waterbury Postal Employees: frequently asked questions

Is Waterbury Postal Employees a good credit union?

Waterbury Postal Employees earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (22.8% capital ratio); Profitable (ROA 0.53%).

Is Waterbury Postal Employees NCUA-insured?

Yes. Waterbury Postal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Waterbury Postal Employees?

Waterbury Postal Employees holds $11 million in total assets, ranking 22nd of 64 credit unions we track in Connecticut. It serves 889 members.

Does Waterbury Postal Employees have CFPB complaints?

No CFPB complaints against Waterbury Postal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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