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credit union

Tidemark

Seaford, DE · Est. 1959
A
Trust Grade
Excellent
Score: 93/100

Tidemark is a credit union based in Seaford, Delaware, established in 1959, with $471 million in total assets serving 22,105 members. By Trust Grade it ranks 5th of 15 credit unions we track in Delaware. Its net worth ratio of 14.1% is stronger than 82% of similarly sized credit unions, versus a Delaware median of 13.7%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Tidemark appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$470.8M
$100M–1B institution
Members
22,105
Shares & deposits
Net worth ratio
14.1%
Top 18% of $100M–1B peers · Delaware median 13.7%
Return on assets
0.3%
Bottom 24% of $100M–1B peers · Delaware median 0.42%
Rank in Delaware
#5
of 15 credit unions

How Tidemark compares to Delaware peers

Net worth ratio
Top 18% of $100M–1B peers
Tidemark
14.1%
Delaware median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
Tidemark
0.3%
Delaware median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Tidemark

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (14.1% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tidemark over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tidemark insured?

Yes. Tidemark is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tidemark: frequently asked questions

Is Tidemark a good credit union?

Tidemark earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Profitable (ROA 0.33%).

Is Tidemark NCUA-insured?

Yes. Tidemark is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tidemark?

Tidemark holds $471 million in total assets, ranking 5th of 15 credit unions we track in Delaware. It serves 22,105 members.

Does Tidemark have CFPB complaints?

No CFPB complaints against Tidemark appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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