credit union

Advantage Financial

Washington, DC · Est. 1964
B
Trust Grade
Strong
Score: 85/100

Advantage Financial is a credit union based in Washington, District of Columbia, established in 1964, with $105 million in total assets serving 9,041 members. By Trust Grade it ranks 13th of 27 credit unions we track in District of Columbia. Its net worth ratio of 11.8% is stronger than 58% of similarly sized credit unions, versus a District of Columbia median of 10.5%. It posted a loss over the most recent period (-0.48% return on assets), a point to watch. No consumer complaints against Advantage Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$105.1M
$100M–1B institution
Members
9,041
Shares & deposits
—
Net worth ratio
11.8%
Top 42% of $100M–1B peers · District of Columbia median 10.5%
Return on assets
-0.5%
Bottom 3% of $100M–1B peers · District of Columbia median 0.25%
Rank in District of Columbia
#13
of 27 credit unions

How Advantage Financial compares to District of Columbia peers

Net worth ratio
Top 42% of $100M–1B peers
Advantage Financial
11.8%
District of Columbia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of $100M–1B peers
Advantage Financial
-0.5%
District of Columbia median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Advantage Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Strongly capitalized (11.8% capital ratio)
  • Unprofitable over the period (ROA -0.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Advantage Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Advantage Financial insured?

Yes. Advantage Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Advantage Financial: frequently asked questions

Is Advantage Financial a good credit union?

Advantage Financial earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Unprofitable over the period (ROA -0.48%).

Is Advantage Financial NCUA-insured?

Yes. Advantage Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Advantage Financial?

Advantage Financial holds $105 million in total assets, ranking 13th of 27 credit unions we track in District of Columbia. It serves 9,041 members.

Does Advantage Financial have CFPB complaints?

No CFPB complaints against Advantage Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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