credit union

Ep

Washington, DC · Est. 1935
B
Trust Grade
Strong
Score: 81/100

Ep is a credit union based in Washington, District of Columbia, established in 1935, with $75 million in total assets serving 4,087 members. By Trust Grade it ranks 17th of 27 credit unions we track in District of Columbia. Its net worth ratio of 8.5% trails most similarly sized credit unions (7th percentile), versus a District of Columbia median of 10.5%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Ep appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$74.6M
<$100M institution
Members
4,087
Shares & deposits
—
Net worth ratio
8.5%
Bottom 7% of <$100M peers · District of Columbia median 10.5%
Return on assets
0.5%
Bottom 43% of <$100M peers · District of Columbia median 0.25%
Rank in District of Columbia
#17
of 27 credit unions

How Ep compares to District of Columbia peers

Net worth ratio
Bottom 7% of <$100M peers
Ep
8.5%
District of Columbia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of <$100M peers
Ep
0.5%
District of Columbia median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Ep

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ep over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ep insured?

Yes. Ep is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ep: frequently asked questions

Is Ep a good credit union?

Ep earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.47%).

Is Ep NCUA-insured?

Yes. Ep is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ep?

Ep holds $75 million in total assets, ranking 17th of 27 credit unions we track in District of Columbia. It serves 4,087 members.

Does Ep have CFPB complaints?

No CFPB complaints against Ep appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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