credit union

Department Of Commerce

Washington, DC · Est. 1964
D
Trust Grade
Below average
Score: 62/100

Department Of Commerce is a credit union based in Washington, District of Columbia, established in 1964, with $762 million in total assets serving 29,033 members. By Trust Grade it ranks 25th of 27 credit unions we track in District of Columbia. Its net worth ratio of 5.7% trails most similarly sized credit unions (0th percentile), versus a District of Columbia median of 10.5%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Department Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$762.4M
$100M–1B institution
Members
29,033
Shares & deposits
—
Net worth ratio
5.7%
Bottom 0% of $100M–1B peers · District of Columbia median 10.5%
Return on assets
0.5%
Bottom 38% of $100M–1B peers · District of Columbia median 0.25%
Rank in District of Columbia
#25
of 27 credit unions

How Department Of Commerce compares to District of Columbia peers

Net worth ratio
Bottom 0% of $100M–1B peers
Department Of
5.7%
District of Columbia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $100M–1B peers
Department Of
0.5%
District of Columbia median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Department Of Commerce

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
62/100
Customer experience
n/a
Overall
D · 62
  • Below the well-capitalized threshold (5.7%)
  • Profitable (ROA 0.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Department Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Department Of Commerce insured?

Yes. Department Of Commerce is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Department Of Commerce: frequently asked questions

Is Department Of Commerce a good credit union?

Department Of Commerce earns a Bankzia Trust Grade of D (62/100, "Below average"), based on a financial-strength score of 62/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (5.7%); Profitable (ROA 0.51%).

Is Department Of Commerce NCUA-insured?

Yes. Department Of Commerce is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Department Of Commerce?

Department Of Commerce holds $762 million in total assets, ranking 25th of 27 credit unions we track in District of Columbia. It serves 29,033 members.

Does Department Of Commerce have CFPB complaints?

No CFPB complaints against Department Of Commerce appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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