Pepco
Pepco is a credit union based in Washington, District of Columbia, established in 1935, with $33 million in total assets serving 1,984 members. By Trust Grade it ranks 26th of 27 credit unions we track in District of Columbia. Its net worth ratio of 7.9% trails most similarly sized credit unions (5th percentile), versus a District of Columbia median of 10.5%. It posted a loss over the most recent period (-2.01% return on assets), a point to watch. No consumer complaints against Pepco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pepco compares to District of Columbia peers
How we graded Pepco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Unprofitable over the period (ROA -2.01%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Pepco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Pepco insured?
Yes. Pepco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pepco: frequently asked questions
Is Pepco a good credit union?
Pepco earns a Bankzia Trust Grade of F (58/100, "Below average"), based on a financial-strength score of 58/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Unprofitable over the period (ROA -2.01%).
Is Pepco NCUA-insured?
Yes. Pepco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Pepco?
Pepco holds $33 million in total assets, ranking 26th of 27 credit unions we track in District of Columbia. It serves 1,984 members.
Does Pepco have CFPB complaints?
No CFPB complaints against Pepco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
