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credit union

Florida West Coast

Brandon, FL · Est. 1991
A
Trust Grade
Excellent
Score: 96/100

Florida West Coast is a credit union based in Brandon, Florida, established in 1991, with $141 million in total assets serving 11,273 members. By Trust Grade it ranks 16th of 107 credit unions we track in Florida. Its net worth ratio of 12.1% is stronger than 61% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Florida West Coast appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$141.4M
$100M–1B institution
Members
11,273
Shares & deposits
Net worth ratio
12.1%
Top 39% of $100M–1B peers · Florida median 11.1%
Return on assets
0.7%
Top 45% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#16
of 107 credit unions

How Florida West Coast compares to Florida peers

Net worth ratio
Top 39% of $100M–1B peers
Florida West
12.1%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $100M–1B peers
Florida West
0.7%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Florida West Coast

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.1% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Florida West Coast over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Florida West Coast insured?

Yes. Florida West Coast is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Florida West Coast: frequently asked questions

Is Florida West Coast a good credit union?

Florida West Coast earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Profitable (ROA 0.75%).

Is Florida West Coast NCUA-insured?

Yes. Florida West Coast is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Florida West Coast?

Florida West Coast holds $141 million in total assets, ranking 16th of 107 credit unions we track in Florida. It serves 11,273 members.

Does Florida West Coast have CFPB complaints?

No CFPB complaints against Florida West Coast appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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