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credit union

Coastline

Jacksonville, FL · Est. 1936
B
Trust Grade
Strong
Score: 89/100

Coastline is a credit union based in Jacksonville, Florida, established in 1936, with $137 million in total assets serving 10,646 members. By Trust Grade it ranks 65th of 107 credit unions we track in Florida. Its net worth ratio of 11.4% is stronger than 53% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.05% return on assets. No consumer complaints against Coastline appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$137.3M
$100M–1B institution
Members
10,646
Shares & deposits
Net worth ratio
11.4%
Top 47% of $100M–1B peers · Florida median 11.1%
Return on assets
0.1%
Bottom 9% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#65
of 107 credit unions

How Coastline compares to Florida peers

Net worth ratio
Top 47% of $100M–1B peers
Coastline
11.4%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of $100M–1B peers
Coastline
0.1%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Coastline

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coastline over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Coastline insured?

Yes. Coastline is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coastline: frequently asked questions

Is Coastline a good credit union?

Coastline earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.05%).

Is Coastline NCUA-insured?

Yes. Coastline is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Coastline?

Coastline holds $137 million in total assets, ranking 65th of 107 credit unions we track in Florida. It serves 10,646 members.

Does Coastline have CFPB complaints?

No CFPB complaints against Coastline appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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