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credit union

We Florida Financial

Fort Lauderdale, FL · Est. 1953
B
Trust Grade
Strong
Score: 88/100

We Florida Financial is a credit union based in Fort Lauderdale, Florida, established in 1953, with $709 million in total assets serving 40,632 members. By Trust Grade it ranks 75th of 107 credit unions we track in Florida. Its net worth ratio of 10.4% trails most similarly sized credit unions (36th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against We Florida Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$709.0M
$100M–1B institution
Members
40,632
Shares & deposits
Net worth ratio
10.4%
Bottom 36% of $100M–1B peers · Florida median 11.1%
Return on assets
0.4%
Bottom 29% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#75
of 107 credit unions

How We Florida Financial compares to Florida peers

Net worth ratio
Bottom 36% of $100M–1B peers
We Florida
10.4%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of $100M–1B peers
We Florida
0.4%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded We Florida Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.4% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for We Florida Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at We Florida Financial insured?

Yes. We Florida Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

We Florida Financial: frequently asked questions

Is We Florida Financial a good credit union?

We Florida Financial earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.41%).

Is We Florida Financial NCUA-insured?

Yes. We Florida Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is We Florida Financial?

We Florida Financial holds $709 million in total assets, ranking 75th of 107 credit unions we track in Florida. It serves 40,632 members.

Does We Florida Financial have CFPB complaints?

No CFPB complaints against We Florida Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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