Addition Financial
Addition Financial is a credit union based in Lake Mary, Florida, established in 1937, with $3.8 billion in total assets serving 257,388 members. By Trust Grade it ranks 83rd of 107 credit unions we track in Florida. Its net worth ratio of 9.8% trails most similarly sized credit unions (29th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Addition Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Addition Financial compares to Florida peers
How we graded Addition Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Profitable (ROA 0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Addition Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Addition Financial insured?
Yes. Addition Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Addition Financial: frequently asked questions
Is Addition Financial a good credit union?
Addition Financial earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.47%).
Is Addition Financial NCUA-insured?
Yes. Addition Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Addition Financial?
Addition Financial holds $3.8 billion in total assets, ranking 83rd of 107 credit unions we track in Florida. It serves 257,388 members.
Does Addition Financial have CFPB complaints?
No CFPB complaints against Addition Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
