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credit union

San Antonio Citizens

San Antonio, FL · Est. 1955
A
Trust Grade
Excellent
Score: 93/100

San Antonio Citizens is a credit union based in San Antonio, Florida, established in 1955, with $402 million in total assets serving 18,427 members. By Trust Grade it ranks 39th of 107 credit unions we track in Florida. Its net worth ratio of 10.7% trails most similarly sized credit unions (42th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against San Antonio Citizens appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$401.5M
$100M–1B institution
Members
18,427
Shares & deposits
Net worth ratio
10.7%
Bottom 42% of $100M–1B peers · Florida median 11.1%
Return on assets
1.1%
Top 24% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#39
of 107 credit unions

How San Antonio Citizens compares to Florida peers

Net worth ratio
Bottom 42% of $100M–1B peers
San Antonio
10.7%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $100M–1B peers
San Antonio
1.1%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded San Antonio Citizens

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for San Antonio Citizens over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at San Antonio Citizens insured?

Yes. San Antonio Citizens is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

San Antonio Citizens: frequently asked questions

Is San Antonio Citizens a good credit union?

San Antonio Citizens earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Strongly profitable (ROA 1.11%).

Is San Antonio Citizens NCUA-insured?

Yes. San Antonio Citizens is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is San Antonio Citizens?

San Antonio Citizens holds $402 million in total assets, ranking 39th of 107 credit unions we track in Florida. It serves 18,427 members.

Does San Antonio Citizens have CFPB complaints?

No CFPB complaints against San Antonio Citizens appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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