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Members First Credit Union Of Flori

Pensacola, FL · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

Members First Credit Union Of Flori is a credit union based in Pensacola, Florida, established in 1954, with $314 million in total assets serving 19,401 members. By Trust Grade it ranks 7th of 107 credit unions we track in Florida. Its net worth ratio of 15.1% is stronger than 87% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 1.82% return on assets. No consumer complaints against Members First Credit Union Of Flori appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$314.4M
$100M–1B institution
Members
19,401
Shares & deposits
Net worth ratio
15.1%
Top 13% of $100M–1B peers · Florida median 11.1%
Return on assets
1.8%
Top 5% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#7
of 107 credit unions

How Members First Credit Union Of Flori compares to Florida peers

Net worth ratio
Top 13% of $100M–1B peers
Members First
15.1%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
Members First
1.8%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Members First Credit Union Of Flori

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.1% capital ratio)
  • Strongly profitable (ROA 1.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members First Credit Union Of Flori over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members First Credit Union Of Flori insured?

Yes. Members First Credit Union Of Flori is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members First Credit Union Of Flori: frequently asked questions

Is Members First Credit Union Of Flori a good credit union?

Members First Credit Union Of Flori earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Strongly profitable (ROA 1.82%).

Is Members First Credit Union Of Flori NCUA-insured?

Yes. Members First Credit Union Of Flori is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members First Credit Union Of Flori?

Members First Credit Union Of Flori holds $314 million in total assets, ranking 7th of 107 credit unions we track in Florida. It serves 19,401 members.

Does Members First Credit Union Of Flori have CFPB complaints?

No CFPB complaints against Members First Credit Union Of Flori appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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