Skip to main content
credit union

Usf Federal Credit Union

Tampa, FL · Est. 1985
B
Trust Grade
Strong
Score: 88/100

Usf Federal Credit Union is a credit union based in Tampa, Florida, established in 1985, with $1.4 billion in total assets serving 79,919 members. By Trust Grade it ranks 73rd of 107 credit unions we track in Florida. Its net worth ratio of 10.8% is stronger than 50% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Usf Federal Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Members
79,919
Shares & deposits
Net worth ratio
10.8%
Top 50% of $1B–10B peers · Florida median 11.1%
Return on assets
0.2%
Bottom 12% of $1B–10B peers · Florida median 0.53%
Rank in Florida
#73
of 107 credit unions

How Usf Federal Credit Union compares to Florida peers

Net worth ratio
Top 50% of $1B–10B peers
Usf Federal
10.8%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $1B–10B peers
Usf Federal
0.2%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Usf Federal Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.8% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Usf Federal Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Usf Federal Credit Union insured?

Yes. Usf Federal Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Usf Federal Credit Union: frequently asked questions

Is Usf Federal Credit Union a good credit union?

Usf Federal Credit Union earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.25%).

Is Usf Federal Credit Union NCUA-insured?

Yes. Usf Federal Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Usf Federal Credit Union?

Usf Federal Credit Union holds $1.4 billion in total assets, ranking 73rd of 107 credit unions we track in Florida. It serves 79,919 members.

Does Usf Federal Credit Union have CFPB complaints?

No CFPB complaints against Usf Federal Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Gulf Winds
credit union · Pensacola, FL · $1.3B assets
Community Credit Union Of Florida
credit union · Rockledge, FL · $1.4B assets
First Florida
credit union · Jacksonville, FL · $1.5B assets
Launch Credit Union
credit union · Merritt Island, FL · $1.5B assets
First Commerce
credit union · Tallahassee, FL · $1.2B assets
Dade County
credit union · Sweetwater, FL · $1.5B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →