First Florida
First Florida is a credit union based in Jacksonville, Florida, established in 1950, with $1.5 billion in total assets serving 63,025 members. By Trust Grade it ranks 22nd of 107 credit unions we track in Florida. Its net worth ratio of 12.9% is stronger than 80% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against First Florida appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Florida compares to Florida peers
How we graded First Florida
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Profitable (ROA 0.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Florida over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First Florida insured?
Yes. First Florida is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Florida: frequently asked questions
Is First Florida a good credit union?
First Florida earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.64%).
Is First Florida NCUA-insured?
Yes. First Florida is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Florida?
First Florida holds $1.5 billion in total assets, ranking 22nd of 107 credit unions we track in Florida. It serves 63,025 members.
Does First Florida have CFPB complaints?
No CFPB complaints against First Florida appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
