Ficare
Ficare is a credit union based in Wesley Chapel, Florida, established in 1960, with $81 million in total assets serving 8,061 members. By Trust Grade it ranks 14th of 107 credit unions we track in Florida. Its net worth ratio of 12.6% trails most similarly sized credit unions (38th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Ficare appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ficare compares to Florida peers
How we graded Ficare
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.6% capital ratio)
- Profitable (ROA 0.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ficare over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ficare insured?
Yes. Ficare is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ficare: frequently asked questions
Is Ficare a good credit union?
Ficare earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.87%).
Is Ficare NCUA-insured?
Yes. Ficare is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ficare?
Ficare holds $81 million in total assets, ranking 14th of 107 credit unions we track in Florida. It serves 8,061 members.
Does Ficare have CFPB complaints?
No CFPB complaints against Ficare appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
