Georgia's Own
Georgia's Own is a credit union based in Atlanta, Georgia, established in 1934, with $4.3 billion in total assets serving 242,144 members. By Trust Grade it ranks 63rd of 72 credit unions we track in Georgia. Its net worth ratio of 10.3% trails most similarly sized credit unions (38th percentile), versus a Georgia median of 13.3%. It posted a loss over the most recent period (-0.38% return on assets), a point to watch. No consumer complaints against Georgia's Own appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Georgia's Own compares to Georgia peers
How we graded Georgia's Own
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Unprofitable over the period (ROA -0.38%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Georgia's Own over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Georgia's Own insured?
Yes. Georgia's Own is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Georgia's Own: frequently asked questions
Is Georgia's Own a good credit union?
Georgia's Own earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Unprofitable over the period (ROA -0.38%).
Is Georgia's Own NCUA-insured?
Yes. Georgia's Own is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Georgia's Own?
Georgia's Own holds $4.3 billion in total assets, ranking 63rd of 72 credit unions we track in Georgia. It serves 242,144 members.
Does Georgia's Own have CFPB complaints?
No CFPB complaints against Georgia's Own appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
