Peach State
Peach State is a credit union based in Lawrenceville, Georgia, established in 1961, with $1.1 billion in total assets serving 76,603 members. By Trust Grade it ranks 55th of 72 credit unions we track in Georgia. Its net worth ratio of 9.0% trails most similarly sized credit unions (13th percentile), versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Peach State appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peach State compares to Georgia peers
How we graded Peach State
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peach State over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Peach State insured?
Yes. Peach State is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peach State: frequently asked questions
Is Peach State a good credit union?
Peach State earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.77%).
Is Peach State NCUA-insured?
Yes. Peach State is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Peach State?
Peach State holds $1.1 billion in total assets, ranking 55th of 72 credit unions we track in Georgia. It serves 76,603 members.
Does Peach State have CFPB complaints?
No CFPB complaints against Peach State appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
