Excel
Excel is a credit union based in Norcross, Georgia, established in 1952, with $173 million in total assets serving 10,387 members. By Trust Grade it ranks 1st of 72 credit unions we track in Georgia. Its net worth ratio of 13.3% is stronger than 75% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Excel appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Excel compares to Georgia peers
How we graded Excel
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Strongly profitable (ROA 1.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Excel over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Excel insured?
Yes. Excel is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Excel: frequently asked questions
Is Excel a good credit union?
Excel earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.09%).
Is Excel NCUA-insured?
Yes. Excel is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Excel?
Excel holds $173 million in total assets, ranking 1st of 72 credit unions we track in Georgia. It serves 10,387 members.
Does Excel have CFPB complaints?
No CFPB complaints against Excel appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
