Mercy
Mercy is a credit union based in Savannah, Georgia, established in 1976, with $13 million in total assets serving 2,258 members. By Trust Grade it ranks 39th of 72 credit unions we track in Georgia. Its net worth ratio of 19.3% is stronger than 76% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.17% return on assets. No consumer complaints against Mercy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mercy compares to Georgia peers
How we graded Mercy
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.3% capital ratio)
- Profitable (ROA 0.17%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Mercy over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mercy insured?
Yes. Mercy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mercy: frequently asked questions
Is Mercy a good credit union?
Mercy earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (19.3% capital ratio); Profitable (ROA 0.17%).
Is Mercy NCUA-insured?
Yes. Mercy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mercy?
Mercy holds $13 million in total assets, ranking 39th of 72 credit unions we track in Georgia. It serves 2,258 members.
Does Mercy have CFPB complaints?
No CFPB complaints against Mercy appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
