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credit union

Walker County Educators

Chickamauga, GA · Est. 1971
A
Trust Grade
Excellent
Score: 97/100

Walker County Educators is a credit union based in Chickamauga, Georgia, established in 1971, with $15 million in total assets serving 1,392 members. By Trust Grade it ranks 21st of 72 credit unions we track in Georgia. Its net worth ratio of 25.0% is stronger than 89% of similarly sized credit unions, versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Walker County Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.9M
<$100M institution
Members
1,392
Shares & deposits
Net worth ratio
25.0%
Top 11% of <$100M peers · Georgia median 13.3%
Return on assets
0.8%
Top 38% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#21
of 72 credit unions

How Walker County Educators compares to Georgia peers

Net worth ratio
Top 11% of <$100M peers
Walker County
25.0%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of <$100M peers
Walker County
0.8%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Walker County Educators

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (25.0% capital ratio)
  • Profitable (ROA 0.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Walker County Educators over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Walker County Educators insured?

Yes. Walker County Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Walker County Educators: frequently asked questions

Is Walker County Educators a good credit union?

Walker County Educators earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (25.0% capital ratio); Profitable (ROA 0.84%).

Is Walker County Educators NCUA-insured?

Yes. Walker County Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Walker County Educators?

Walker County Educators holds $15 million in total assets, ranking 21st of 72 credit unions we track in Georgia. It serves 1,392 members.

Does Walker County Educators have CFPB complaints?

No CFPB complaints against Walker County Educators appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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