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credit union

Aloha Pacific

Honolulu, HI · Est. 1936
B
Trust Grade
Strong
Score: 85/100

Aloha Pacific is a credit union based in Honolulu, Hawaii, established in 1936, with $1.5 billion in total assets serving 70,841 members. By Trust Grade it ranks 38th of 45 credit unions we track in Hawaii. Its net worth ratio of 9.6% trails most similarly sized credit unions (22th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against Aloha Pacific appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Members
70,841
Shares & deposits
Net worth ratio
9.6%
Bottom 22% of $1B–10B peers · Hawaii median 12.6%
Return on assets
0.5%
Bottom 34% of $1B–10B peers · Hawaii median 0.76%
Rank in Hawaii
#38
of 45 credit unions

How Aloha Pacific compares to Hawaii peers

Net worth ratio
Bottom 22% of $1B–10B peers
Aloha Pacific
9.6%
Hawaii median
12.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $1B–10B peers
Aloha Pacific
0.5%
Hawaii median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Aloha Pacific

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.6% capital ratio)
  • Profitable (ROA 0.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Aloha Pacific over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Aloha Pacific insured?

Yes. Aloha Pacific is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Aloha Pacific: frequently asked questions

Is Aloha Pacific a good credit union?

Aloha Pacific earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.53%).

Is Aloha Pacific NCUA-insured?

Yes. Aloha Pacific is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Aloha Pacific?

Aloha Pacific holds $1.5 billion in total assets, ranking 38th of 45 credit unions we track in Hawaii. It serves 70,841 members.

Does Aloha Pacific have CFPB complaints?

No CFPB complaints against Aloha Pacific appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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