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credit union

Lokahi

Honolulu, HI · Est. 1936
B
Trust Grade
Strong
Score: 82/100

Lokahi is a credit union based in Honolulu, Hawaii, established in 1936, with $709 million in total assets serving 45,557 members. By Trust Grade it ranks 42nd of 45 credit unions we track in Hawaii. Its net worth ratio of 9.3% trails most similarly sized credit unions (19th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Lokahi appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$709.3M
$100M–1B institution
Members
45,557
Shares & deposits
Net worth ratio
9.3%
Bottom 19% of $100M–1B peers · Hawaii median 12.6%
Return on assets
0.2%
Bottom 18% of $100M–1B peers · Hawaii median 0.76%
Rank in Hawaii
#42
of 45 credit unions

How Lokahi compares to Hawaii peers

Net worth ratio
Bottom 19% of $100M–1B peers
Lokahi
9.3%
Hawaii median
12.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of $100M–1B peers
Lokahi
0.2%
Hawaii median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Lokahi

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (9.3% capital ratio)
  • Profitable (ROA 0.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lokahi over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lokahi insured?

Yes. Lokahi is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lokahi: frequently asked questions

Is Lokahi a good credit union?

Lokahi earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.23%).

Is Lokahi NCUA-insured?

Yes. Lokahi is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lokahi?

Lokahi holds $709 million in total assets, ranking 42nd of 45 credit unions we track in Hawaii. It serves 45,557 members.

Does Lokahi have CFPB complaints?

No CFPB complaints against Lokahi appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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