Ko`Olau
Ko`Olau is a credit union based in Kailua, Hawaii, established in 1953, with $105 million in total assets serving 6,238 members. By Trust Grade it ranks 33rd of 45 credit unions we track in Hawaii. Its net worth ratio of 9.1% trails most similarly sized credit unions (16th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Ko`Olau appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ko`Olau compares to Hawaii peers
How we graded Ko`Olau
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ko`Olau over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ko`Olau insured?
Yes. Ko`Olau is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ko`Olau: frequently asked questions
Is Ko`Olau a good credit union?
Ko`Olau earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Strongly profitable (ROA 1.01%).
Is Ko`Olau NCUA-insured?
Yes. Ko`Olau is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ko`Olau?
Ko`Olau holds $105 million in total assets, ranking 33rd of 45 credit unions we track in Hawaii. It serves 6,238 members.
Does Ko`Olau have CFPB complaints?
No CFPB complaints against Ko`Olau appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
