Wailuku
Wailuku is a credit union based in Kahului, Hawaii, established in 1954, with $132 million in total assets serving 5,383 members. By Trust Grade it ranks 9th of 45 credit unions we track in Hawaii. Its net worth ratio of 12.4% is stronger than 65% of similarly sized credit unions, versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against Wailuku appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wailuku compares to Hawaii peers
How we graded Wailuku
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wailuku over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Wailuku insured?
Yes. Wailuku is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wailuku: frequently asked questions
Is Wailuku a good credit union?
Wailuku earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.53%).
Is Wailuku NCUA-insured?
Yes. Wailuku is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Wailuku?
Wailuku holds $132 million in total assets, ranking 9th of 45 credit unions we track in Hawaii. It serves 5,383 members.
Does Wailuku have CFPB complaints?
No CFPB complaints against Wailuku appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
