Lanai
Lanai is a credit union based in Lanai City, Hawaii, established in 1938, with $38 million in total assets serving 2,062 members. By Trust Grade it ranks 16th of 45 credit unions we track in Hawaii. Its net worth ratio of 11.7% trails most similarly sized credit unions (30th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Lanai appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lanai compares to Hawaii peers
How we graded Lanai
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Strongly profitable (ROA 1.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lanai over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lanai insured?
Yes. Lanai is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lanai: frequently asked questions
Is Lanai a good credit union?
Lanai earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.23%).
Is Lanai NCUA-insured?
Yes. Lanai is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lanai?
Lanai holds $38 million in total assets, ranking 16th of 45 credit unions we track in Hawaii. It serves 2,062 members.
Does Lanai have CFPB complaints?
No CFPB complaints against Lanai appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
