Molokai Community
Molokai Community is a credit union based in Kaunakakai, Hawaii, established in 1951, with $37 million in total assets serving 4,281 members. By Trust Grade it ranks 7th of 45 credit unions we track in Hawaii. Its net worth ratio of 18.8% is stronger than 73% of similarly sized credit unions, versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Molokai Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Molokai Community compares to Hawaii peers
How we graded Molokai Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.8% capital ratio)
- Strongly profitable (ROA 1.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Molokai Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Molokai Community insured?
Yes. Molokai Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Molokai Community: frequently asked questions
Is Molokai Community a good credit union?
Molokai Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.8% capital ratio); Strongly profitable (ROA 1.63%).
Is Molokai Community NCUA-insured?
Yes. Molokai Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Molokai Community?
Molokai Community holds $37 million in total assets, ranking 7th of 45 credit unions we track in Hawaii. It serves 4,281 members.
Does Molokai Community have CFPB complaints?
No CFPB complaints against Molokai Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
