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Idaho United

Boise, ID · Est. 1978
C
Trust Grade
Average
Score: 77/100

Idaho United is a credit union based in Boise, Idaho, established in 1978, with $78 million in total assets serving 5,856 members. By Trust Grade it ranks 24th of 26 credit unions we track in Idaho. Its net worth ratio of 8.5% trails most similarly sized credit unions (7th percentile), versus a Idaho median of 10%. It posted a loss over the most recent period (-0.04% return on assets), a point to watch. No consumer complaints against Idaho United appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$78.2M
<$100M institution
Members
5,856
Shares & deposits
Net worth ratio
8.5%
Bottom 7% of <$100M peers · Idaho median 10%
Return on assets
-0.0%
Bottom 20% of <$100M peers · Idaho median 0.62%
Rank in Idaho
#24
of 26 credit unions

How Idaho United compares to Idaho peers

Net worth ratio
Bottom 7% of <$100M peers
Idaho United
8.5%
Idaho median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of <$100M peers
Idaho United
-0.0%
Idaho median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Idaho United

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
77/100
Customer experience
n/a
Overall
C · 77
  • Well-capitalized (8.5% capital ratio)
  • Unprofitable over the period (ROA -0.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Idaho United over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Idaho United insured?

Yes. Idaho United is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Idaho United: frequently asked questions

Is Idaho United a good credit union?

Idaho United earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Unprofitable over the period (ROA -0.04%).

Is Idaho United NCUA-insured?

Yes. Idaho United is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Idaho United?

Idaho United holds $78 million in total assets, ranking 24th of 26 credit unions we track in Idaho. It serves 5,856 members.

Does Idaho United have CFPB complaints?

No CFPB complaints against Idaho United appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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