Pioneer
Pioneer is a credit union based in Mountain Home, Idaho, established in 1954, with $739 million in total assets serving 47,722 members. By Trust Grade it ranks 11th of 26 credit unions we track in Idaho. Its net worth ratio of 10.0% trails most similarly sized credit unions (31th percentile), versus a Idaho median of 10%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Pioneer appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pioneer compares to Idaho peers
How we graded Pioneer
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pioneer over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Pioneer insured?
Yes. Pioneer is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pioneer: frequently asked questions
Is Pioneer a good credit union?
Pioneer earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.93%).
Is Pioneer NCUA-insured?
Yes. Pioneer is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Pioneer?
Pioneer holds $739 million in total assets, ranking 11th of 26 credit unions we track in Idaho. It serves 47,722 members.
Does Pioneer have CFPB complaints?
No CFPB complaints against Pioneer appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
