Skip to main content
credit union

Frontier

Idaho Falls, ID · Est. 1935
83/ 100
Trust Grade
Strong
83 out of 100

Frontier is a credit union based in Idaho Falls, Idaho, established in 1935, with $810 million in total assets serving 53,045 members. By Trust Grade it ranks 16th of 26 credit unions we track in Idaho. Its net worth ratio of 8.8% trails most similarly sized credit unions (12th percentile), versus a Idaho median of 10%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Frontier appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$810.2M
$100M–1B institution
Members
53,045
Shares & deposits
Net worth ratio
8.8%
Bottom 12% of $100M–1B peers · Idaho median 10%
Return on assets
0.6%
Bottom 46% of $100M–1B peers · Idaho median 0.62%
Rank in Idaho
#16
of 26 credit unions

How Frontier compares to Idaho peers

Net worth ratio
Bottom 12% of $100M–1B peers
Frontier
8.8%
Idaho median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of $100M–1B peers
Frontier
0.6%
Idaho median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Frontier

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
83/100
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Frontier over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Frontier insured?

Yes. Frontier is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Frontier: frequently asked questions

Is Frontier a good credit union?

Frontier earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.63%).

Is Frontier NCUA-insured?

Yes. Frontier is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Frontier?

Frontier holds $810 million in total assets, ranking 16th of 26 credit unions we track in Idaho. It serves 53,045 members.

Does Frontier have CFPB complaints?

No CFPB complaints against Frontier appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

90
Pioneer
credit union · Mountain Home, ID · $739M assets
98
Freedom Northwest
credit union · Kamiah, ID · $668M assets
86
Beehive
credit union · Rexburg, ID · $642M assets
78
Trugrocer
credit union · Boise, ID · $319M assets
79
Lookout
credit union · Pocatello, ID · $309M assets
86
Advantage Plus
credit union · Pocatello, ID · $290M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →