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credit union

A.A.E.C.

Arlington Heigh, IL · Est. 1955
95/ 100
Trust Grade
Excellent
95 out of 100

A.A.E.C. is a credit union based in Arlington Heigh, Illinois, established in 1955, with $119 million in total assets serving 4,513 members. By Trust Grade it ranks 71st of 188 credit unions we track in Illinois. Its net worth ratio of 12.8% is stronger than 70% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against A.A.E.C. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$118.6M
$100M–1B institution
Members
4,513
Shares & deposits
Net worth ratio
12.8%
Top 30% of $100M–1B peers · Illinois median 13.7%
Return on assets
0.6%
Bottom 42% of $100M–1B peers · Illinois median 0.62%
Rank in Illinois
#71
of 188 credit unions

How A.A.E.C. compares to Illinois peers

Net worth ratio
Top 30% of $100M–1B peers
A.A.E.C.
12.8%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
A.A.E.C.
0.6%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded A.A.E.C.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (12.8% capital ratio)
  • Profitable (ROA 0.58%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for A.A.E.C. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at A.A.E.C. insured?

Yes. A.A.E.C. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

A.A.E.C.: frequently asked questions

Is A.A.E.C. a good credit union?

A.A.E.C. earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.58%).

Is A.A.E.C. NCUA-insured?

Yes. A.A.E.C. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is A.A.E.C.?

A.A.E.C. holds $119 million in total assets, ranking 71st of 188 credit unions we track in Illinois. It serves 4,513 members.

Does A.A.E.C. have CFPB complaints?

No CFPB complaints against A.A.E.C. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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