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credit union

Members "First" Community

Quincy, IL · Est. 1954
98/ 100
Trust Grade
Excellent
98 out of 100

Members "First" Community is a credit union based in Quincy, Illinois, established in 1954, with $111 million in total assets serving 7,470 members. By Trust Grade it ranks 33rd of 188 credit unions we track in Illinois. Its net worth ratio of 25.2% is stronger than 99% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 2.46% return on assets. No consumer complaints against Members "First" Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$111.3M
$100M–1B institution
Members
7,470
Shares & deposits
Net worth ratio
25.2%
Top 1% of $100M–1B peers · Illinois median 13.7%
Return on assets
2.5%
Top 1% of $100M–1B peers · Illinois median 0.62%
Rank in Illinois
#33
of 188 credit unions

How Members "First" Community compares to Illinois peers

Net worth ratio
Top 1% of $100M–1B peers
Members "First"
25.2%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $100M–1B peers
Members "First"
2.5%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Members "First" Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (25.2% capital ratio)
  • Strongly profitable (ROA 2.46%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Members "First" Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members "First" Community insured?

Yes. Members "First" Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members "First" Community: frequently asked questions

Is Members "First" Community a good credit union?

Members "First" Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (25.2% capital ratio); Strongly profitable (ROA 2.46%).

Is Members "First" Community NCUA-insured?

Yes. Members "First" Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members "First" Community?

Members "First" Community holds $111 million in total assets, ranking 33rd of 188 credit unions we track in Illinois. It serves 7,470 members.

Does Members "First" Community have CFPB complaints?

No CFPB complaints against Members "First" Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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