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credit union

Clifford-Jacobs Employees

Champaign, IL · Est. 1956
A
Trust Grade
Excellent
Score: 98/100

Clifford-Jacobs Employees is a credit union based in Champaign, Illinois, established in 1956, with $1 million in total assets serving 159 members. By Trust Grade it ranks 18th of 188 credit unions we track in Illinois. Its net worth ratio of 55.4% is stronger than 99% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Clifford-Jacobs Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2M
<$100M institution
Members
159
Shares & deposits
Net worth ratio
55.4%
Top 1% of <$100M peers · Illinois median 13.7%
Return on assets
1.3%
Top 21% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#18
of 188 credit unions

How Clifford-Jacobs Employees compares to Illinois peers

Net worth ratio
Top 1% of <$100M peers
Clifford-Jacobs Employees
55.4%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of <$100M peers
Clifford-Jacobs Employees
1.3%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Clifford-Jacobs Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (55.4% capital ratio)
  • Strongly profitable (ROA 1.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Clifford-Jacobs Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Clifford-Jacobs Employees insured?

Yes. Clifford-Jacobs Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Clifford-Jacobs Employees: frequently asked questions

Is Clifford-Jacobs Employees a good credit union?

Clifford-Jacobs Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (55.4% capital ratio); Strongly profitable (ROA 1.29%).

Is Clifford-Jacobs Employees NCUA-insured?

Yes. Clifford-Jacobs Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Clifford-Jacobs Employees?

Clifford-Jacobs Employees holds $1 million in total assets, ranking 18th of 188 credit unions we track in Illinois. It serves 159 members.

Does Clifford-Jacobs Employees have CFPB complaints?

No CFPB complaints against Clifford-Jacobs Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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