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credit union

Community

Chicago, IL · Est. 1951
C
Trust Grade
Average
Score: 73/100

Community is a credit union based in Chicago, Illinois, established in 1951, with $116 thousand in total assets serving 151 members. By Trust Grade it ranks 174th of 188 credit unions we track in Illinois. Its net worth ratio of 25.5% is stronger than 90% of similarly sized credit unions, versus a Illinois median of 13.7%. It posted a loss over the most recent period (-3.33% return on assets), a point to watch. No consumer complaints against Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$116K
<$100M institution
Members
151
Shares & deposits
Net worth ratio
25.5%
Top 10% of <$100M peers · Illinois median 13.7%
Return on assets
-3.3%
Bottom 3% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#174
of 188 credit unions

How Community compares to Illinois peers

Net worth ratio
Top 10% of <$100M peers
Community
25.5%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of <$100M peers
Community
-3.3%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (25.5% capital ratio)
  • Unprofitable over the period (ROA -3.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Community insured?

Yes. Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community: frequently asked questions

Is Community a good credit union?

Community earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (25.5% capital ratio); Unprofitable over the period (ROA -3.33%).

Is Community NCUA-insured?

Yes. Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Community?

Community holds $0 million in total assets, ranking 174th of 188 credit unions we track in Illinois. It serves 151 members.

Does Community have CFPB complaints?

No CFPB complaints against Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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