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Unified Homeowners Of Illinois

Chicago, IL · Est. 2006
F
Trust Grade
Weak
Score: 57/100

Unified Homeowners Of Illinois is a credit union based in Chicago, Illinois, established in 2006, with $456 thousand in total assets serving 303 members. By Trust Grade it ranks 186th of 188 credit unions we track in Illinois. Its net worth ratio of 7.5% trails most similarly sized credit unions (3th percentile), versus a Illinois median of 13.7%. It posted a loss over the most recent period (-4.36% return on assets), a point to watch. No consumer complaints against Unified Homeowners Of Illinois appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$456K
<$100M institution
Members
303
Shares & deposits
Net worth ratio
7.5%
Bottom 3% of <$100M peers · Illinois median 13.7%
Return on assets
-4.4%
Bottom 2% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#186
of 188 credit unions

How Unified Homeowners Of Illinois compares to Illinois peers

Net worth ratio
Bottom 3% of <$100M peers
Unified Homeowners
7.5%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of <$100M peers
Unified Homeowners
-4.4%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Unified Homeowners Of Illinois

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
57/100
Customer experience
n/a
Overall
F · 57
  • Well-capitalized (7.5% capital ratio)
  • Unprofitable over the period (ROA -4.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Unified Homeowners Of Illinois over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Unified Homeowners Of Illinois insured?

Yes. Unified Homeowners Of Illinois is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Unified Homeowners Of Illinois: frequently asked questions

Is Unified Homeowners Of Illinois a good credit union?

Unified Homeowners Of Illinois earns a Bankzia Trust Grade of F (57/100, "Weak"), based on a financial-strength score of 57/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Unprofitable over the period (ROA -4.36%).

Is Unified Homeowners Of Illinois NCUA-insured?

Yes. Unified Homeowners Of Illinois is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Unified Homeowners Of Illinois?

Unified Homeowners Of Illinois holds $0 million in total assets, ranking 186th of 188 credit unions we track in Illinois. It serves 303 members.

Does Unified Homeowners Of Illinois have CFPB complaints?

No CFPB complaints against Unified Homeowners Of Illinois appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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