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credit union

Mt. Zion

Zion, IL · Est. 1987
93/ 100
Trust Grade
Excellent
93 out of 100

Mt. Zion is a credit union based in Zion, Illinois, established in 1987, with $435 thousand in total assets serving 163 members. By Trust Grade it ranks 99th of 188 credit unions we track in Illinois. Its net worth ratio of 16.7% is stronger than 65% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Mt. Zion appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$435K
<$100M institution
Members
163
Shares & deposits
Net worth ratio
16.7%
Top 35% of <$100M peers · Illinois median 13.7%
Return on assets
0.3%
Bottom 35% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#99
of 188 credit unions

How Mt. Zion compares to Illinois peers

Net worth ratio
Top 35% of <$100M peers
Mt. Zion
16.7%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of <$100M peers
Mt. Zion
0.3%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Mt. Zion

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
93/100
  • Strongly capitalized (16.7% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Mt. Zion over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mt. Zion insured?

Yes. Mt. Zion is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mt. Zion: frequently asked questions

Is Mt. Zion a good credit union?

Mt. Zion earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Profitable (ROA 0.30%).

Is Mt. Zion NCUA-insured?

Yes. Mt. Zion is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mt. Zion?

Mt. Zion holds $0 million in total assets, ranking 99th of 188 credit unions we track in Illinois. It serves 163 members.

Does Mt. Zion have CFPB complaints?

No CFPB complaints against Mt. Zion appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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