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credit union

Education Personnel

Danville, IL · Est. 1937
94/ 100
Trust Grade
Excellent
94 out of 100

Education Personnel is a credit union based in Danville, Illinois, established in 1937, with $75 million in total assets serving 4,247 members. By Trust Grade it ranks 75th of 188 credit unions we track in Illinois. Its net worth ratio of 12.0% trails most similarly sized credit unions (33th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Education Personnel appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$74.8M
<$100M institution
Members
4,247
Shares & deposits
Net worth ratio
12.0%
Bottom 33% of <$100M peers · Illinois median 13.7%
Return on assets
0.6%
Bottom 48% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#75
of 188 credit unions

How Education Personnel compares to Illinois peers

Net worth ratio
Bottom 33% of <$100M peers
Education Personnel
12.0%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of <$100M peers
Education Personnel
0.6%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Education Personnel

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
94/100
  • Strongly capitalized (12.0% capital ratio)
  • Profitable (ROA 0.56%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Education Personnel over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Education Personnel insured?

Yes. Education Personnel is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Education Personnel: frequently asked questions

Is Education Personnel a good credit union?

Education Personnel earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.56%).

Is Education Personnel NCUA-insured?

Yes. Education Personnel is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Education Personnel?

Education Personnel holds $75 million in total assets, ranking 75th of 188 credit unions we track in Illinois. It serves 4,247 members.

Does Education Personnel have CFPB complaints?

No CFPB complaints against Education Personnel appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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