I.B.E.W. Local #146
I.B.E.W. Local #146 is a credit union based in Decatur, Illinois, established in 1958, with $5 million in total assets serving 652 members. By Trust Grade it ranks 42nd of 188 credit unions we track in Illinois. Its net worth ratio of 12.7% trails most similarly sized credit unions (38th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.75% return on assets. No consumer complaints against I.B.E.W. Local #146 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How I.B.E.W. Local #146 compares to Illinois peers
How we graded I.B.E.W. Local #146
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.7% capital ratio)
- Strongly profitable (ROA 1.75%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for I.B.E.W. Local #146 over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at I.B.E.W. Local #146 insured?
Yes. I.B.E.W. Local #146 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
I.B.E.W. Local #146: frequently asked questions
Is I.B.E.W. Local #146 a good credit union?
I.B.E.W. Local #146 earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.75%).
Is I.B.E.W. Local #146 NCUA-insured?
Yes. I.B.E.W. Local #146 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is I.B.E.W. Local #146?
I.B.E.W. Local #146 holds $5 million in total assets, ranking 42nd of 188 credit unions we track in Illinois. It serves 652 members.
Does I.B.E.W. Local #146 have CFPB complaints?
No CFPB complaints against I.B.E.W. Local #146 appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
