Urbana Municipal Employees
Urbana Municipal Employees is a credit union based in Urbana, Illinois, established in 1950, with $5 million in total assets serving 766 members. By Trust Grade it ranks 36th of 188 credit unions we track in Illinois. Its net worth ratio of 14.3% is stronger than 51% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against Urbana Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Urbana Municipal Employees compares to Illinois peers
How we graded Urbana Municipal Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.3% capital ratio)
- Strongly profitable (ROA 1.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Urbana Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Urbana Municipal Employees insured?
Yes. Urbana Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Urbana Municipal Employees: frequently asked questions
Is Urbana Municipal Employees a good credit union?
Urbana Municipal Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 1.77%).
Is Urbana Municipal Employees NCUA-insured?
Yes. Urbana Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Urbana Municipal Employees?
Urbana Municipal Employees holds $5 million in total assets, ranking 36th of 188 credit unions we track in Illinois. It serves 766 members.
Does Urbana Municipal Employees have CFPB complaints?
No CFPB complaints against Urbana Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
