New Century
New Century is a credit union based in Joliet, Illinois, established in 1936, with $59 million in total assets serving 4,530 members. By Trust Grade it ranks 68th of 188 credit unions we track in Illinois. Its net worth ratio of 13.9% trails most similarly sized credit unions (48th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against New Century appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How New Century compares to Illinois peers
How we graded New Century
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.9% capital ratio)
- Profitable (ROA 0.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for New Century over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at New Century insured?
Yes. New Century is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
New Century: frequently asked questions
Is New Century a good credit union?
New Century earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Profitable (ROA 0.66%).
Is New Century NCUA-insured?
Yes. New Century is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is New Century?
New Century holds $59 million in total assets, ranking 68th of 188 credit unions we track in Illinois. It serves 4,530 members.
Does New Century have CFPB complaints?
No CFPB complaints against New Century appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
