Empeople
Empeople is a credit union based in Moline, Illinois, established in 1935, with $2.3 billion in total assets serving 73,975 members. By Trust Grade it ranks 153rd of 188 credit unions we track in Illinois. Its net worth ratio of 8.3% trails most similarly sized credit unions (5th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Empeople appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Empeople compares to Illinois peers
How we graded Empeople
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Empeople over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Empeople insured?
Yes. Empeople is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Empeople: frequently asked questions
Is Empeople a good credit union?
Empeople earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.80%).
Is Empeople NCUA-insured?
Yes. Empeople is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Empeople?
Empeople holds $2.3 billion in total assets, ranking 153rd of 188 credit unions we track in Illinois. It serves 73,975 members.
Does Empeople have CFPB complaints?
No CFPB complaints against Empeople appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
