Advantage One
Advantage One is a credit union based in Morrison, Illinois, established in 1960, with $24 million in total assets serving 2,390 members. By Trust Grade it ranks 109th of 188 credit unions we track in Illinois. Its net worth ratio of 11.5% trails most similarly sized credit unions (28th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Advantage One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Advantage One compares to Illinois peers
How we graded Advantage One
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.51%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Advantage One over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Advantage One insured?
Yes. Advantage One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Advantage One: frequently asked questions
Is Advantage One a good credit union?
Advantage One earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.51%).
Is Advantage One NCUA-insured?
Yes. Advantage One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Advantage One?
Advantage One holds $24 million in total assets, ranking 109th of 188 credit unions we track in Illinois. It serves 2,390 members.
Does Advantage One have CFPB complaints?
No CFPB complaints against Advantage One appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
