Ottawa Hiway
Ottawa Hiway is a credit union based in Ottawa, Illinois, established in 1963, with $16 million in total assets serving 1,197 members. By Trust Grade it ranks 32nd of 188 credit unions we track in Illinois. Its net worth ratio of 16.5% is stronger than 64% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Ottawa Hiway appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ottawa Hiway compares to Illinois peers
How we graded Ottawa Hiway
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.5% capital ratio)
- Strongly profitable (ROA 1.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ottawa Hiway over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ottawa Hiway insured?
Yes. Ottawa Hiway is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ottawa Hiway: frequently asked questions
Is Ottawa Hiway a good credit union?
Ottawa Hiway earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Strongly profitable (ROA 1.91%).
Is Ottawa Hiway NCUA-insured?
Yes. Ottawa Hiway is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ottawa Hiway?
Ottawa Hiway holds $16 million in total assets, ranking 32nd of 188 credit unions we track in Illinois. It serves 1,197 members.
Does Ottawa Hiway have CFPB complaints?
No CFPB complaints against Ottawa Hiway appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
