77th Street Depot
77th Street Depot is a credit union based in Chicago, Illinois, established in 1938, with $18 million in total assets serving 4,596 members. By Trust Grade it ranks 160th of 188 credit unions we track in Illinois. Its net worth ratio of 26.4% is stronger than 91% of similarly sized credit unions, versus a Illinois median of 13.7%. It posted a loss over the most recent period (-1.06% return on assets), a point to watch. No consumer complaints against 77th Street Depot appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 77th Street Depot compares to Illinois peers
How we graded 77th Street Depot
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (26.4% capital ratio)
- Unprofitable over the period (ROA -1.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 77th Street Depot over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 77th Street Depot insured?
Yes. 77th Street Depot is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
77th Street Depot: frequently asked questions
Is 77th Street Depot a good credit union?
77th Street Depot earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Strongly capitalized (26.4% capital ratio); Unprofitable over the period (ROA -1.06%).
Is 77th Street Depot NCUA-insured?
Yes. 77th Street Depot is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 77th Street Depot?
77th Street Depot holds $18 million in total assets, ranking 160th of 188 credit unions we track in Illinois. It serves 4,596 members.
Does 77th Street Depot have CFPB complaints?
No CFPB complaints against 77th Street Depot appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
