Illinois Valley
Illinois Valley is a credit union based in Peru, Illinois, established in 1955, with $37 million in total assets serving 4,213 members. By Trust Grade it ranks 184th of 188 credit unions we track in Illinois. Its net worth ratio of 9.9% trails most similarly sized credit unions (17th percentile), versus a Illinois median of 13.7%. It posted a loss over the most recent period (-3.59% return on assets), a point to watch. No consumer complaints against Illinois Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Illinois Valley compares to Illinois peers
How we graded Illinois Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.9% capital ratio)
- Unprofitable over the period (ROA -3.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Illinois Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Illinois Valley insured?
Yes. Illinois Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Illinois Valley: frequently asked questions
Is Illinois Valley a good credit union?
Illinois Valley earns a Bankzia Trust Grade of D (65/100, "Below average"), based on a financial-strength score of 65/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Unprofitable over the period (ROA -3.59%).
Is Illinois Valley NCUA-insured?
Yes. Illinois Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Illinois Valley?
Illinois Valley holds $37 million in total assets, ranking 184th of 188 credit unions we track in Illinois. It serves 4,213 members.
Does Illinois Valley have CFPB complaints?
No CFPB complaints against Illinois Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
